The Life Settlement Blog

Financial advisor helping you plan for retirement with life settlements

How Life Settlements Can Help Your Clients Keep More of Their Money

Retirement should be a time to slow down, relax and enjoy life. According to recent data from the AARP, however, most people don’t know when — or if — they’ll be able to retire. Consider that 20% of adults 50

What Happens When Your Term Life Insurance Expires?

You may have been paying premiums on your term life insurance policy for years, and now it’s close to expiring. You may be wondering if all the money you have paid into it will simply vanish. If your term life

What Is the Average Cash Surrender Value of a Life Insurance Policy?

Life insurance policies can provide peace of mind for you and financial security for your family. But what happens if you no longer need (or want) your policy? Is there any way to recoup some of the money you’ve spent?

Cancelling Your Life Insurance: Good Idea or Risky Bet?

Many policyholders ask the same question later in life: Should I cancel my life insurance? There are pros and cons to this approach. If you need cash to help cover unexpected costs or prefer to reinvest the money somewhere else,

Life Insurance Settlements and Terminal Illness: What You Should Know

Facing a terminal diagnosis is a challenging experience, both emotionally and financially. Many policyholders wonder if they can use their life insurance to cover medical expenses, improve their quality of life or provide for their loved ones before they pass.

Can You Borrow from a Life Insurance Policy? Pros and Cons

Life insurance is often considered a safety net for loved ones, providing financial security in case of an untimely passing. However, policyholders may not realize that their life insurance policy can also serve as a financial tool while they’re still

What to Do When You Can’t Afford Life Insurance Premiums Anymore

Life insurance provides financial security for loved ones, but paying the premiums can become difficult over time. Whether due to retirement, a change in income or unexpected expenses, many people find themselves unable to keep up with their life insurance

Guide to Evaluating Life Settlement Companies

The U.S. life insurance market was worth more than $1.2 trillion in 2024 and is on track to reach $1.5 trillion by 2028. These numbers make life insurance a valuable investment opportunity for buyers, and a potential windfall for policyholders

Taxes on Life Settlements: What You Need to Know

Selling a life insurance policy through a life settlement can unlock significant financial value, but the transaction may also have tax implications. Many policyholders are unaware that the proceeds from a life settlement may be partially taxable, depending on factors

Life Settlement Brokers vs. Providers: Key Differences Explained

Thinking about a life settlement as a way to unlock the value of your life insurance policy? Without professional guidance, you risk accepting a low offer or getting stuck with unfavorable terms. That is where a life settlement broker can