(2 Minute Read) With the Health Insurance Marketplace entering its second consecutive year, it’s still a new and mysterious thing for many people, especially those who haven’t been properly educated on the subject. For 2017, we wanted to examine some
The Life Settlement Blog
2017 Health Insurance Marketplace Open Enrollment
What Your Clients’ Retirement Plan May Be Missing
(3 Minute Read) As your senior clients get ready for their retirement, are you making sure that they’re fully educated and aware of all of their possible options when it comes to building their retirement plan? It’s not simply enough
Three Big Financial Mistakes Often Made by Retirees
(2 Minute Read) Everyone makes financial mistakes in their life, but after retirement, the effects of those bad decisions could have bigger repercussions than they would for a younger person. Some elements of retirement, like Social Security, present the opportunity
The 4% Withdrawal Rate Might Not Be The Best For Your Clients
(2 Minute Read) As an advisor, there’s not doubt you’ve heard of the 4% Rule when it comes to retirement planning. However, before settling for this standard rule-of-thumb for every client, it’s good practice that you are fully educated on
4 Uncommon Tips for A Happy Retirement
(3 Minute Read) People heading into retirement get a lot of advice about lifestyle, money management, and how to spend their new free time. If you’re tired of hearing the same old tips, here are some new ones which we
Congress Shuts Down an Advantageous Retirement Filing Strategy
(2 Minute Read) If you’ve been working with senior clients for quite some time, then you’ve hopefully heard about the “file and suspend” Social Security filing strategy.
Retirement: Where Does All the Money Come From?
(3 Minute Read) Seniors gearing up for retirement have a difficult task ahead of them: planning out an entire retirement’s worth of finances. Many don’t fully realize where all of their retirement funds come from to begin with.
How to Give to Parents Without Risking Your Own Future
(3 Minute Read) The desire and obligation to care for our aging parents is cross-generational in the United States. Ameritrade found in a 2015 study that 25% of the Boomer generation and 20% of both Millennials and Gen X-ers are
What is the Social Security Trust Fund and What Will Happen When It Runs Out?
(4 Minute Read) Seniors have relied on Social Security benefits to get them through their retirement years for decades. Whether retirees left work with a hefty savings account or not, Social Security always padded those funds and filled a very
4 Expenses Retirees Forget to Plan For
(2 Minute Read) It’s not a secret that common costs of retirement include housing, bills, and medical expenses, but there are some things about retirement that not everyone plans for. Many retirees overlook, or they underestimate the amount they need
