(3 Minute Read) Life insurance policies provide value to decedents and their beneficiaries, but the need for that value changes over time, especially as family financial situations change. Many seniors take out life insurance policies and place them into Irrevocable
Category Archives: Blog
Don’t Let Your Clients Surrender Their ILIT Policies Without Considering This
Five Resources to Control Prescription Drug Costs in Retirement
(4 Minute Read) As a senior citizen, it’s safe to say you’ve got your health and wellness on your mind. Regular doctor visits, safe exercise, and a well-balanced diet are all important factors, but the basic effects of aging often
Diet and Wellness Tips for Senior Citizens
(5 Minute Read) Approximately 80% of seniors have at least one chronic disease, and 77% have at least two, according to the National Council on Aging. Managing these long-term and chronic conditions can be frustrating and time-consuming, but the improved
Resort and Vacation Destinations for Seniors
(4 Minute Read) One of the greatest perks of retirement is a chance to use your newfound free time to travel. Without a 9-to-5 schedule or nagging work requirements, you can finally start planning that long vacation you’ve always talked
What Medicare Does—And Does Not—Cover
(4 Minute Read) Some people over the age of 65 think of Medicare as a life raft, keeping them afloat in their retirement. Others see it as a life raft, sure, but one that is taking on water. For those
The State of Social Security in 2018 and Beyond
(5 Minute Read) Some folks who are looking to retire soon might be worried about the future of social security. Fortunately, according to the most recent trustee report on Social Security, it seems that Social Security should remain solvent (with
Budget Tips for Medicare Recipients
(3 Minute Read) Medicare recipients can sometimes feel like their whole budget goes to insurance premiums and medical expenses. But with tips like these, individuals on a fixed income can make a budget that supports their retirement goals, encourages better
Helping Grandchildren Cope with a Grandparent’s Dementia Diagnosis
(3 Minute Read) With a dementia diagnosis, family life will likely be impacted. Children who are old enough to recognize the behavior changes in their loved ones with dementia will have questions and concerns but knowing how to address these
Stages of Dementia
(3 Minute Read) The stages of dementia are measured using the Global Deterioration Scale for Assessment of Primary Degenerative Dementia, more colloquially known as GDS or the Reisberg Scale. GDS breaks dementia down into seven distinct stages, each with its
A Caregiver’s Guide to Communicating with Dementia Patients
(3 Minute Read) Freedom is important for anyone, but for seniors with dementia, maintaining autonomy is difficult. However, a skilled and confident caregiver can make a big difference in helping seniors with dementia navigate the changes a diagnosis brings while