A life insurance policy can be a financial lifeline, but what happens when you no longer need or cannot afford it? Most policyholders let their policies lapse, losing the chance to benefit from years of premium payments. A smarter solution

The life settlement market is growing steadily, offering life insurance policyholders an opportunity to sell their policies for a lump sum of cash. Many policyholders look to life settlements to get more out of their policy than the surrender value

Should I sell my life insurance policy? Maybe this thought has crossed your mind. Or, maybe you didn’t even know selling your life insurance was an option to get out of an unnecessary or unwanted policy. With a life settlement,

Life settlements offer a financial lifeline for seniors who no longer need or can’t afford their life insurance policies. By selling a life insurance policy through a life settlement transaction, the policyholder receives a lump sum payment that is usually

Life settlement valuation is the process of appraising a life insurance policy for sale on the settlement market. This process determines how much you or your client’s life insurance policy is worth and what kind of payout you can expect

A life settlement can offer a huge financial opportunity, especially for seniors and other individuals with multiple or underperforming life insurance policies. By selling a life insurance policy through a life settlement, you can unlock immediate cash. Securing a settlement

When considering life insurance policies, two of the most popular options are whole life and universal life insurance. Both offer unique features and benefits that cater to different financial needs. However, when it comes to life settlements — the sale

Thinking of selling a life insurance policy through a life settlement? Whether you’re a policyholder or a financial advisor working on behalf of a client, you’re likely to encounter two key players in the settlement process: life settlement brokers and

A life settlement can be a valuable financial strategy for seniors with an unneeded or obsolete life insurance policy. By selling your policy to a third party, you can access funds for health care, retirement or other financial needs. So,

As we age, unexpected financial needs arise, making it necessary to explore options for cashing out life insurance policies. For seniors, this can mean turning to either a viatical settlement or life settlement. These options provide a way to unlock